PRIVACY POLICY

INFORMATION WE COLLECT

Information You Provide

When you fill out a form on our Site, we collect:

• Name
• Email address
• Phone number
• Loan type (purchase, refinance, HELOC)
• Estimated property value
• Self-reported credit score range
• Zip code
• Any additional information you choose to provide

This information is provided voluntarily when you request to be connected with mortgage lenders.

Information Collected Automatically

When you visit our Site, we may automatically collect:

• IP address
• Browser type and version
• Device type
• Pages visited and time spent
• Referring website
• General geographic location (city/state level)

We use Google Analytics to collect and analyze this information. Google Analytics uses cookies to track user interactions. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

Cookies

We use cookies and similar technologies to:

• Understand how visitors use our Site
• Remember your preferences
• Improve Site performance

You can control cookies through your browser settings. Disabling cookies may affect Site functionality.

HOW WE USE YOUR INFORMATION

We use the information we collect to:

• Connect you with licensed mortgage professionals in Virginia
• Respond to your inquiries
• Improve our Site and services
• Analyze Site traffic and usage patterns
• Comply with legal obligations

HOW WE SHARE YOUR INFORMATION

Mortgage Lenders

When you submit a form requesting mortgage information, we share your information with one to three licensed mortgage lenders or brokers in Virginia. These lenders will contact you directly regarding your mortgage inquiry.

We do not sell your information to lead aggregators or share it with unlimited third parties. Your information is shared only with a limited number of lenders for the purpose you requested.

Service Providers

We may share information with service providers who help us operate the Site, such as:

• Web hosting providers
• Analytics providers
• Email service providers

These providers are contractually obligated to protect your information and use it only for the services they provide to us.

Legal Requirements

We may disclose your information if required by law, court order, or government regulation, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

YOUR CHOICES

Opting Out of Communications

If a lender contacts you and you no longer wish to hear from them, contact that lender directly to opt out of their communications.

Accessing or Deleting Your Information

To request access to, correction of, or deletion of your personal information, contact us at:

We will respond to requests within 30 days.

Do Not Track

Our Site does not currently respond to "Do Not Track" browser signals.

DATA SECURITY

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

DATA RETENTION

We retain your information for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required by law.

THIRD-PARTY LINKS

Our Site may contain links to third-party websites. We are not responsible for the privacy practices of these websites. We encourage you to review the privacy policies of any third-party sites you visit.

CHILDREN'S PRIVACY

Our Site is not directed to individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If we become aware that we have collected information from a child under 18, we will delete it promptly.

CALIFORNIA RESIDENTS

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, request deletion, and opt out of the sale of personal information.

We do not sell personal information as defined by the CCPA. To exercise your rights, contact us using the information below.

VIRGINIA RESIDENTS

If you are a Virginia resident, you may have additional rights under the Virginia Consumer Data Protection Act (VCDPA), including the right to access, correct, delete, and obtain a copy of your personal data.

To exercise your rights, contact us using the information below.

CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time. The "Last Updated" date at the top indicates when the policy was last revised. Your continued use of the Site after changes constitutes acceptance of the updated policy.

CONTACT US

If you have questions about this Privacy Policy, contact us at: